The True Cost of Pet Ownership

Happy National Pet Day! If you're like me, you can't remember a time when you didn't have a furry companion. But you may also be as unaware of the costs involved as I was before I started deliberately tracking them. So for all you animal lovers out there who are…

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How to Make a Budget That Works

If you've never thought about budgeting, tried and failed in the past, or simply don't think it'll work for your situation, I'm here to tell you, you need a budget. But, you need the right budget to make it work. It can be a daunting task to start a budget.…

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Add Balance to Your Budget

You’ve probably heard of balancing your accounts, but what about balancing your budget?

I don’t mean reconciling your planned spending with your actual spending. I mean adding balance to your budget.

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At-A-Glance Bill Calendar

We get paid bi-weekly, which can make monthly budgeting a challenge.

I firmly believe in the YNAB way of only budgeting the money you have available (not what you expect to receive), but as much as I love all things YNAB, the monthly layout isn’t exactly helpful for seeing where you are at a glance, especially when you’re in the paycheck to paycheck cycle.

So I’m experimenting with my own creation this month.

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