How to Make a Budget That Works

If you've never thought about budgeting, tried and failed in the past, or simply don't think it'll work for your situation, I'm here to tell you, you need a budget. But, you need the right budget to make it work. It can be a daunting task to start a budget.…

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Add Balance to Your Budget

You’ve probably heard of balancing your accounts, but what about balancing your budget?

I don’t mean reconciling your planned spending with your actual spending. I mean adding balance to your budget.

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At-A-Glance Bill Calendar

We get paid bi-weekly, which can make monthly budgeting a challenge.

I firmly believe in the YNAB way of only budgeting the money you have available (not what you expect to receive), but as much as I love all things YNAB, the monthly layout isn’t exactly helpful for seeing where you are at a glance, especially when you’re in the paycheck to paycheck cycle.

So I’m experimenting with my own creation this month.

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Unexpected Expenses: A Failure to Plan

You Don't Know What You Don't Know. Until I started budgeting I never really knew what I was spending. Even after budgeting for years, I've never really analyzed the data looking for patterns. I assumed I knew roughly what was coming in and how much was going out. I was…

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