It’s almost a new month and you know what that means…a new money challenge!
I’m really enjoying these money challenges. It’s been a lot of fun switching things up every month. Definitely keeping me on my toes.
As enjoyable as it’s been, it’s also been tough at times. Anytime you force yourself to adopt a new behavior there’s going to be some resistance.
But in spite of the challenges it’s also been really informative and motivating.
And we’re only 3 months in!
So let’s keep it going!
This Month’s Challenge: Keep the Change
Similar to my spavings challenge, I’m looking to transfer some normally spent money into savings.
For “keep the change” I’ll be rounding up my spending to the nearest dollar and depositing that difference.
For example, if the grocery bill comes in at $96.47 I’ll round it up to $97 and throw that 53 cents into savings.
Since I’m a bit of an app junkie and enjoy trying out new apps and services I decided to try something new for this challenge – Qapital.
I was a little worried about how to track most of our
It isn’t free, but they do have a free
My Purpose With This Challenge
I’m hoping this challenge will reveal whether rounding up your purchases is a viable form of savings, and if so, whether that
Based on last month’s number of transactions, I’m expecting to save somewhere in the neighborhood of $80-$90. But considering how I got surprised on day 1 of the spavings challenge, anything could happen.
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